Inflation is affecting all of us. But when costs go up, lower-income households are especially vulnerable to credit creep — that’s when consumers use credit for…
Inflation is affecting all of us. But when costs go up, lower-income households are especially vulnerable to credit creep — that’s when consumers use credit for more and more transactions. One survey found 29% of buy now, pay later users took out the loans to pay for groceries, double the percentage from just a couple…
Published October 19, 2026 · 25:26